dinghorse

What's in the "Black Box" -- the Balance Between Digital Consumer Loans and Privacy from the Perspective of Inclusive Finance

Different from traditional loan, the core of financial technology loan reduced the borrower’s expenditure in a faster, more efficient and lower cost way.

Cross-border payment goals and main design features

The goals of cross-border payment and main design features. There are principles of formulating the goals.

Antitrust and data privacy protection -Part 1

Internet services often require the exchange of personal data, which can be used for such as targeted advertisement, hence data privacy protection is necessary.

The inclusiveness of information technology - part 4

Mainly introduce the employment problem brought by information technology—that is, these technologies may replace labor on a large scale and cause large-scale unemployment. At the same time, also emphasize that these technologies may bring new opportunities for employment.

The inclusiveness of information technology - part 2

Mainly talk about the beneficial impact of information technology on small and micro enterprises and individuals—the financial inclusiveness it brings can enable individuals and small and micro enterprises to obtain financial services, solve the problem of financing difficulties, assess financial risks and solve the problem of information asymmetry.

Why is quantum technology valued? -Part 3

All calculations in the computer systems are addition tasks, where subtractions are done by adding the negative numbers.

Application of Cloud Computing in Financial Industry from the Perspective of Globalization Part 3

In addition to different service models, cloud providers also provide different deployment models, such as private cloud and public cloud, which help reduce costs and improve efficiency.

Application of Cloud Computing in Financial Industry from the Perspective of Globalization - Part 8

The present regulatory framework also includes two other requirements as the security of data and system and the storage of data.

Application of Cloud Computing in Financial Industry from the Perspective of Globalization - Part 9

The present regulatory framework also includes continuous operation and emergency plan, and to promote the application of cloud computing in the financial world, community audit should be introduced as a method.

Application of Cloud Computing in Financial Industry from the Perspective of Globalization Part 10

The application of cloud computing in the financial field also includes the supervision of coordinating cross-border and the risk-oriented dialogue strengthening at the industry level.

Theory and practice of regulatory sandbox in the context of Fintech -Part 2

Financial supervision accelerated financial technology in the face of stringent regulatory rules and the environment.

Theory and practice of regulatory sandbox in the context of Fintech -Part 5

The regulatory sandbox can shorten the market transformation time, reduce transformation costs, increase financing opportunities, and enable cooperation.

Theory and practice of regulatory sandbox in the context of Fintech -Part 8

The United States has adopted the regulatory sandbox model as a more general innovation center model, while the United Kingdom and Australia adopted the “double peak” regulatory model.

Theory and practice of regulatory sandbox in the context of Fintech -Part 9

The regulatory sandbox require two-way interaction, which is mutual trust and good communication between the regulators and test companies.

Fintech’s regulatory challenges and dimensional construction -Part 2

The new regulatory dimension system can improve the traditional supervision model, but also brings in new dimensions and theories, which leads to innovation.

Fintech’s regulatory challenges and dimensional construction -Part 3

Regtech solves systemic risks such as information asymmetry, improves regulatory compliance and regulatory efficiency, which will benefit large banks and companies.

Fintech’s regulatory challenges and dimensional construction -Part 4

Fintech lead to a restructuring of financial supervision, which can effectively deal with risks and construct a revolutionary technological dimension to realize technology governance.

Fintech’s regulatory challenges and dimensional construction -Part 7

In a technology-driven regulatory model, the data will be first collected and accessed, then be shared among the entities, which will be analyzed and be used to supervise the implementation.

Fintech’s regulatory challenges and dimensional construction -Part 8

Changes in regulatory technology include establishing a complete data collection system, building a big data analysis, and improving supporting safeguard measures.

Fintech’s regulatory challenges and dimensional construction -Part 9

One of the paths of technology-driven supervision is an intelligent dynamic supervision mechanism, which is based on artificial intelligence.